Small Business1099 Contractors
Common Write-Offs for 1099 Contractors

Ordinary and necessary expenses self-employed individuals commonly deduct.

Common expenses

  • Supplies and materials
  • Software and subscriptions
  • Business phone/internet (business portion)
  • Marketing and advertising
  • Professional services (bookkeeping, legal, contractor help)

Vehicle & travel

  • Business mileage (keep a mileage log)
  • Parking and tolls (business)
  • Business travel (airfare, hotels) when primarily for work
  • Meals may be limited — keep receipts and notes

Home office (if eligible)

  • Dedicated workspace used regularly for business
  • Portion of rent or mortgage interest, utilities, insurance (based on square footage)
  • Office supplies or furniture (depending on use and cost)

Education

  • Courses or books that maintain or improve skills in your current business
  • Licensing and continuing education fees (if related to your work)
Pro tip

Keep receipts and a simple spreadsheet of totals by category. Strong records reduce stress and help maximize legitimate deductions.

Note: This is general information and not tax advice for your specific situation.